Monica Main – Apartment Building Cash Flow System 2015

Archive : Monica Main – Apartment Building Cash Flow System 2015

ATTENTION ALL ENTREPRENEURS!

In the last several years, there have been some MAJOR CHANGES in the economy that have utterly and permanently transformed our economic world as we know it!

I’ve been a successful real estate investor for just under two decades. And I’ve been educating students how to invest in residential-commercial (apartment building) and commercial-commercial real estate for the past 15 years. Over the years, I’ve had tens of thousands of students, with far too many success stories to count.

As a vehicle for PASSIVE INCOME, real estate is an exceptionally strong method to make a fortune.

It has not only assisted multi-millionaires and billionaires in retaining their riches, but it has also enabled the “little guy” to generate huge fortune from the ground up.

The issue has always been that most individuals attempt to become successful real estate investors in the incorrect way. Making a lot of money in PASSIVE INCOME real estate is NOT in single-family homes. It is found in commercial properties. Residential-commercial properties (specifically, apartment buildings)!

However, for the first time since I began teaching real estate investment to students, I am taking a step back and re-analyzing the market. My research has revealed that the wealth-creation process has shifted, and for the remainder of 2016, I’m focused on Passive Income Strategies.

What is the difference between Aggressive and Passive Income?

Passive income is generated by an investment, such as real estate. This occurs when you purchase an income-producing property that generates money through rent/lease payments. Except for using “value-add” strategies on your property (i.e. adding a laundry facility and snack/soda machines to increase the property’s monthly income) and waiting out time (since rents will increase due to inflation…but this takes many years to see a sizeable increase in rents), there is very little you can do to change (increase) this monthly income.

The issue with being a first-time real estate investor right now is the difficulty in locating property inventory. Many of the “big hitters” in real estate have snatched up every “excellent” property transaction available, leaving very little (if anything) for the rest of us. Even more difficult for a new real estate investor just starting out is that, unlike years ago when you could get in with “no cash and no credit” investing strategies, you must put some cash down into your real estate deals if you want to “beat out” or “compete with” more seasoned real estate investors.

Furthermore, the economy is rapidly improving. Yes, we are rapidly emerging from our recession. We are not in a recession in some parts of the country (such as in areas like Southern California where I live).

This indicates that now is the time to engage in Aggressive Income Strategies, in which you get out there and build a profitable income-producing small business that you can scale to any level you choose.

Aggressive Income Strategies are important for two reasons in 2015 and beyond:

Reason #1: Making money in a “hot economy” is as simple as falling off a log, but only if you have something to offer to people. (Selling items is usually preferable to selling services because products are easily “duplicatable.”)

Reason #2: Investing in real estate will always be a great way to build wealth, but for the time being, you’ll need some cash to get started. Using Aggressive Income Strategies will acquire you that cash, and as a wise entrepreneur, you’ll utilize a portion of that revenue to fund Passive Income real estate ventures. By basically quadrupling your wealth-building leverage, you may potentially retire in 36 months or less!

How can you “quadruple” your wealth-creation leverage?

To begin with, not every Aggressive Income Strategy is financially productive or a viable money-making channel. My Aggressive Income wealth-building strategies can more than double your Aggressive Income wealth-building efforts because (1) they require very little money to get started, and (2) you can start making money very quickly if you follow my step-by-step blueprints in the exact order they are laid out.

Then, on the back end, you double your efforts via Passive Income Strategies by, once again, not just throwing money at any type of real estate investment that may be sitting out there, but by investing in specific types of real estate properties using a precise real estate income-building blueprint.

“Where Should I Begin?”

This is possibly the most often requested question we receive at our office on a daily basis.

First, you must conduct some soul-searching to determine your own goals and how you intend to achieve them. Many kids ask me, “Monica, what should I do?” The issue is that I cannot advise you on what to do. I don’t know you, therefore I can’t tell you to “start investing in real estate.” Alternatively, “Why don’t you establish an internet home-based business?”

Everyone has their own set of goals in life. Everyone has their own set of objectives. And if you don’t have any goals or don’t know what to do, you need to figure it all out…and fast!

First…

Determine Your Financial Freedom Point

Here is a tool to get you started.

Finding your Financial Freedom Point is what I call it. The goal of this exercise is to determine how much money you need each month to sustain your present household. Please keep in mind that I said you were seeking for money to maintain your “present” household, not your “future” home. (Or, at least, not yet!)

You may grab my free PDF file to start calculating your monthly costs.

CLICK HERE to get the worksheet in PDF format.

Once you’ve determined your Financial Freedom Point — the monthly dollar amount you need to earn in order to quit your job and effectively sustain your existing household costs — you’ll have a good sense of how much money you need to make each month. That is the initial step.

Another PDF worksheet called Your New Life Timeline is also available for download.

CLICK HERE to get this useful worksheet.

Finding Your “New Life” as Soon as Possible!

The fundamental concept behind this worksheet is to enter your Financial Freedom Point (which you determined in the first worksheet) and then select a realistic “I Quit!” date (which is the date you want to quit your current job or business that you hate). This date must be at least 18 months in the future but within the next 36 months. Dates that are too distant in the future (more than 36 months) do not provide you with adequate desire, drive, or ambition to achieve your objective. Dates less than 18 months are too short and might lead to disappointment (and a loss of motivation) if you don’t succeed quickly enough.

Next, select a day that is exactly in the center of today and your “I Quit!” date. If your “I Quit!” date is in 18 months, the “midpoint” date is 9 months from now.

You’ll see two separate boxes in the upper half of this page. The left box says “Aggressive Income,” while the right box says “Passive Income.” As you can see, the arrow points from Aggressive to Passive Income, indicating that your primary aim will be to shift a part of your Aggressive Income to your Passive Income area.

Your objective will be to determine which Aggressive Income Strategies are best for you and then which Passive Income Strategies pique your attention.

“What are my options for aggressive income, Monica?”

I’m glad you inquired!

I teach my pupils two highly strong and successful methods for generating aggressive income.

My New Wealth Ninja Strategies teach people how to create an online and/or offline home-based business that may earn money rapidly. No, we’re not talking about “affiliate” marketing, MLM, or other out-of-date internet (and offline) money-making schemes. Everything I offer my pupils is completely current and based on my extensive expertise with these profit-generating tactics.

Starting a tiny home-based business with New Wealth Ninja is a low-cost, quick set-up method of creating your own Aggressive Income producing business that may earn anywhere from a couple thousand to upwards of $60,000 per month…as some of my students have!

There’s also Aggressive Income on Steriods and Speed!

If you’re ready to lift the ante and make some serious money (and you’re prepared to put in the time, effort, work, and energy necessary), my Distribution Profit System can help you reach the million-dollar mark. This can begin as a low-cost home-based business, but if you want to reach the million-dollar mark, you must expand your business beyond your home. This entails finally committing to having workers and overhead (while still reaping tremendous profits)!

Of course, you may keep your Distribution Business modest (home-based), but once you hit a financial stride, you’ll continue to expand and expand. If this isn’t the plan for you (and you’d rather work from home with little overhead), continue with the New Wealth Ninja Strategies.

“How Do I Make Money With Passive Income Real Estate?”

You may become a real estate investor without using my Aggressive Income Strategies, but you must first comprehend a few concepts.

1) You cannot just invest in any kind of real estate. Multifamily, particularly apartment complexes, will be your most successful sort of real estate investing.

2) You can still conduct “no-cash-no-credit” arrangements using “owner financing” (now known as short-term lease options), but it is a little more difficult to make them work than with bank funding. Instead, I propose focusing on finding investment partners (through my Raising Capital System) and/or obtaining company credit for down payment funds (using my Build Business Credit FAST! System).

3) With the new 144A 100% LTV Bond Funding Program, you may now have 100% of the LTV financed/funded!

CLICK HERE for additional information about this program.

You’ll need to work with my special broker to complete this sort of transaction, and his contact information can be found in the Million-Dollar Resource Directory in my course, Apartment Riches 2016 System.

WARNING: Regardless of which strategy you choose to begin with (passive vs. aggressive), you must begin repairing/rebuilding your personal credit in order to make either type of business successful in the long term. My Personal Credit Course is the most effective course available, and I have a high success record of students who have increased their FICO scores by hundreds of points in only a few months!

Can or should someone with little or no experience in real estate investing begin investing in residential-commercial (apartment buildings) or commercial-commercial properties?

Many unskilled and new investors are scared by the prospect of investing in commercial real estate.

My recommendation is to cut through the nonsense and go straight to the multi-millionaires.

After all, do you believe millionaires and billionaires with vast investment portfolios spend their time looking at single-family homes?

They certainly do not!

You don’t have to be afraid to start with the “Big Boys” straight immediately. If anything, be thankful that you didn’t waste time on single-family homes that won’t pay off in the short or long term.

I’m aware that I have a plethora of informational education goods to pick from. Many new students who want to begin the process of accumulating money through real estate want to know where to begin first.

Begin by repairing and rebuilding your personal credit.

First, believe it or not, if you have a poor personal FICO score, I urge that you begin working on improving your personal credit. If you’re not sure if you have strong personal credit or not, I recommend going to Experian.com and acquiring all three of your credit reports for $39.95, which also includes all of your personal FICO scores. If your “mid” (middle) credit score is less than 680, you must repair and rebuild your credit.

It is not enough to just “repair” poor credit. At the same time, you must “build” solid credit. I have a wonderful collection of workshop films that cover some amazing details on all elements of credit that I’ve never shared before, including some extremely unconventional and barely legal ways of having the worst items wiped from your credit within 90 days. Click here for additional information on this wonderful collection of videos. I also have a Personal Credit Course that covers the fundamentals. However, I prefer the videos above the course since there are so many important facts that I’ve never given before (in February of 2013).

Why is it important to have good personal credit?

There are two fundamental reasons for this:

1) To qualify for the lowest-interest commercial (and residential) mortgage schemes, you must have strong personal credit (a FICO of 680 or above). Even if you want to finance the property as a company, you’ll need a good personal credit FICO if you’re a serious real estate investor.

2) If you want to create business credit in order to obtain unsecured lines of credit ranging from $100,000 to $500,000, you’ll need a good solid personal credit “foundation” to qualify for these high amounts of company credit. And if you’re just getting started in the real estate investing game, whether you want to flip SFR (single-family residence) properties for a profit (as I cover in my Real Estate Cash Flow System) or buy commercial properties for passive income profits, you’ll need some CASH if you don’t already have it stashed away in a bank account. You’ll have to borrow the money if you don’t have it. To borrow LARGE lines of credit, you must cultivate and establish company credit while also repairing/rebuilding your personal credit.

Again, consider watching the workshop videos to learn how to perform all of the above. Alternatively, you can consider my online download course on personal and commercial credit by clicking here.

“Other than credit, where should I begin with real estate investing?”

I normally advise people to start with my simple Apartment Building Cash Flow System.

It was recently updated for 2015.

This demonstrates step-by-step ways for acquiring apartment complexes with no cash and no credit. I even provide a plethora of financial alternatives for funding. Apartment complexes are the most dependable passive income cash flows since you will be able to generate money from them regardless of what happens in the economy. (This is far more stable than other asset classifications like office buildings, industrial warehouse assets, and so on.)

For students who enjoy working with SFRs (single-family residences), particularly the NEW flipping opportunity that is now available to us (that was not available for the previous 7 years), you can build up your “money pot” for passive income real estate deals (such as apartment buildings) by “flipping your way to a fortune.” My newest course, the Real Estate Cash Flow System, can show you how to capitalize on this limited-time opportunity, including providing a source for 100% finance PLUS rehab money for your flip properties. For more information on this fantastic opportunity, CLICK HERE.

Of course, once you begin investing, you will want to improve your prospects of obtaining conventional financing for your real estate transactions. Even if you have excellent credit, you should begin the process of establishing business credit. This is readily accomplished in 6 months with my Build Business Credit FAST! training.

If you’re on a tight budget and want to get a sense of what this form of investment is like, you may start with my Apartment Building Millionaire Book & Workbook.

By clicking here, you can buy this package at a reduced price.

“How Do You Feel About Your Commercial Investing Course?”

I also have my Commercial Cash Flow System, however this course is NOT for people who are not “seasoned” residential-commercial (apartment complex) investors. This economic environment is presently ideal for investing in commercial-commercial properties (like retail strip malls, office buildings, industrial warehouse, etc.). However, as a beginning investor, multifamily properties, especially MHPs, will always be your best chance (mobile home parks).

By the way, I update and modify the material of each of my courses on a yearly basis. If you purchase any of my courses and sign up for my email update system, you will be alerted (and given access to) my most recent updated course materials.

Please keep in mind that the only sort of “commercial-commercial” real estate I currently advocate is self-storage investment. I have created my newest cash flow course, Self-Storage Cash Flow System. If you’re looking for a very successful way to invest in commercial real estate, self-storage is unquestionably your best choice.

Cash Flow System with Multiple Units

“Can you tell me about your most recent real estate system?”

My most recent real estate course, Real Estate Cash Flow System, discusses flipping and earning from SFRs. My Self-Storage Cash Flow System and Multi-Unit Cash Flow System are my most recent “commercial” real estate systems. I produced my best-selling Personal Credit Building Course around the same time as my Grant Writing Course, which includes my Grant Writer Pro software as a free bonus, prior to the introduction of this course. This system walks you through the process of obtaining free government grant money for real estate purchases and new company ventures.

My Mobile Home Park Cash Flow Solution is another relatively new and incredibly popular system. Because of the quantity of owner/seller financing accessible, it’s the best option for a new investor to get started because you can do it with no cash and no credit. While partial or full owner/seller financing solutions are more difficult to find in apartment building or other commercial property transactions, they are fairly simple to organize and execute in mobile home parks. For additional information, CLICK HERE! A new MHP 8-week mentorship group for the Mobile Home Park Cash Flow System is also available.

Other chances to consider include my newest and most popular course, “Commercial Bird-Dogging Bonanza,” in which you can learn how to “bird-dog” for investors and make enormous referral fees for identifying property transactions. This is a great approach for a novice investor to get started if they are concerned about the no-cash-no-credit plan and would like to enter into a purchase with a down payment. You may achieve this by earning $50,000 to $500,000 on a typical bird-dog contract. However, you should invest that money in real estate or you will be slapped with capital gains taxes!

The bird-dog approach may also be used to “flip” characteristics. Why pay a “finder’s fee” when you can buy the property with 100% cash and instantly sell it to a “end” buyer (investor) for even more profit? For a detailed explanation of how this works, click on the bird-dogging link above.

My Raising Capital System, which can show you how to receive funds from private investors, is the newest addition to my course family. Because of tightened lending standards, it has become increasingly difficult for new investors to get cash for real estate through traditional lenders. Private money and angel investor funds provide new investors access to funding for ventures without going through bank red tape. It is the most popular way for an investor to obtain rapid access to infinite cash.

“How Can I Stop Revolving and Start Attracting Money Into My Life?”

My Ultimate Wealth Attraction course is my other new release. Many people start a business or a money-making venture without fully understanding what is required to let money into their life. This suggests that many people are attempting and failing to achieve financial success. They “spin their wheels” for the rest of their lives, wondering why they worked so hard and got nowhere.

My Ultimate Wealth Attraction program is unlike any other self-help program available. My approaches and strategies are the same ones I utilized in my own “rags-to-riches” tale, and I continue to employ my wealth mind-set secrets today. These secrets will help you simply attract prosperity into your life!

My Wealth-Sync Hypnosis System is my newest offering. This is a cutting-edge strategy that will assist you in removing any and all impediments to achieving riches and success in your life. So far, it has been a complete success. If you’re tired of banging your head against the wall and wondering why success eludes you, try enrolling in my Wealth-Sync System to eliminate those roadblocks in 8 weeks or less!